Credit Repair Articles

A great source of quality information regarding credit repair tactics and how they affect you!

We've gathered the best articles on credit card debt, credit card debt consolidation and more. Please feel free to peruse the growing selection of articles at your leisure.

• Understanding Your Credit Report
  
  Recent studies have shown that ninety percent of Americans have at least one credit card – and they are using that card – A LOT! The truth is that you can get out of debt and repair your credit nearly to what it was before you had credit problems. It takes some time and a little work on your part, but it IS possible.
• FICO And Your Credit
  
  Back in the 1960’s, a company called Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. Today Fair Isaac’s FICO score is widely recognized as the industry standard for lenders. Find out more.
• Finding Out Your Credit Score
  
  You would think that finding out what your credit score would be easy. In a way it is, but only because I’ve done my research and you won’t have to spend time surfing websites looking for the ever elusive credit number.
• Establishing Good Credit
  
  If you have never had to use credit before, first of all BRAVO! Of course, it’s best to pay cash for the things you need so that you don’t have to worry about credit card payments, loan payments, or interest rates. When you’re starting fresh with no credit history at all, here are a few ways to get a good start on establishing good credit:
• Credit Score Repair
  
  Don’t despair if you find yourself with a less than desirable credit score and credit history. The key to this is recognize that your spending habits are out of control, your credit has been damaged, and then vow to never get yourself back in the same situation after you have gotten your credit repaired.
• Credit Repair & Bankruptcy
  
  Filing for bankruptcy has a very negative connotation in society, but it’s a way for people who have found themselves in serious financial trouble to ease the burden of what they’ve done and allow them to start over. Start by exploring the different types of bankruptcies.
• Credit Counsellors & Debt Consolidators
  
  There are some credit counselling agencies and debt consolidators that can actually help get people out of debt. But there are also others who are simply trying to get money (that you don’t have) without helping you at all. Discover the difference between these two types of companies and how to look for a reputable credit counselling company.
• Credit Card Theft & Your Identity
  
  Criminals know the way to steal your identity, and the worst part is that it’s not all that difficult. As many as 85 percent of all identity theft victims find out about the crime only when they are denied credit or employment, contacted by the police, or have to deal with collection agencies, credit cards, and bills. Discover the secrets to avoid being a victim.
• Raising Your Credit Score
  
  If you want to raise your credit score quickly, there are some steps you can take that can guarantee a great home loan or any other credit line for that matter. Find out more here.
• More Help With Your Credit Score
  
  The very first thing that you must do in order to raise your credit score is to order your free annual credit report and find out what your credit score is. Once you have obtained copies of your credit reports from all three credit reporting agencies: Experian, Equifax, and TransUnion, you must take the time to go over those reports to check for errors and inconsistencies.